As discussed on the Investment page of our site, we believe in a rigorous process to determine the proper investments for our clients. Once we have completed the first 3 steps with our clients, the next step is to select the proper investments. GCD, and our partners are completely licensed to offer all investment available on the market, but only choose to do so as part of a diversified, well balanced portfolio that is intended to address all of the steps on our Financial Planning page and the steps on our Investment page. We do not look to sell individual stocks or mutal funds on an unsolicited basis.
 
We progressed to this level over the years by working with various brokers and concluding that the best environment for our clients was one that involved a coordinated effort with their CPA taking all of their investment, tax, family and personal issues into consideration using the most energized member of that team. We concluded that we were that person. GCD offers investments from two different sources:
 
The first one is through the investment advisory services offered as a Registered Investment Advisor of an institutionally managed platform from Curian Capital, LLC. We have chosen this platform through many years of research while looking for the following criteria:
  • The ability to create well balanced portfolios with...
  • Cost and tax efficient products which may include...
  • Institutionally managed equity/fixed income portfolios that will be monitored by a multi-tiered management approach that will constantly review the investment managers and the global economic conditions to make the necessary adjustments...
  • and can also integrate tax planning and strategies...
  • and can provide other financial services such as mortgages, insurance, estate planning, etc...
Curian Capital is an indirect subsidiary of a U.K. company that is one of the world's leading financial services groups. This U.K. parent provides financial services directly and via its subsidiaries throughout the world. It has been in existence for more than 150 years and has approximately $340 billion in assets under management. Through its exclusive network of financial professionals, Curian delivers the benefits of managed accounts to a broader range of investors than ever before possible. The features and benefits of Curian’s Custom Style Portfolios (CSPs) are many and include:
  • Managed account portfolios customized to the individual’s unique objectives and risk profile
  • Multiple institutional money managers in each account and constant monitoring to maintain the "PRooF" that all selected managers not only deliver PERFORMANCE, but also have the ability to REPEAT their performance and most important of all, that these managers can FIT well together with all other selected managers on the platform. This results in an integrated, well-performing investment process.
  • Up to 14 social sectors to exclude if you wish and unlimited security exclusions
  • Eight tax-management options
  • Multiple types of fixed income available: yield focus, tax exempt and diversified which includes US Treasuries, government agencies and investment-grade corporate securities
  • Ability to include International Equity, Real Estate Investment Trusts, and Alternative Investments such as currencies, commodities and publicly traded private equity offerings
  • Accounts can be open with as little as $25,000
The second source of investments we offer is under the supervision of Brewer Financial Services, LLC, a member of FINRA/SIPC. Brewer is a unique broker/dealer located in Chicago that allows us to offer all of the traditional investments that you may have previously owned but now can do so in a unified environment with your CPA watching over all facets for you. With many of these investments, there is no minimum amount to invest. These investments may include, but are not limited to:
  • Mutual funds
  • Certificates of deposit
  • Other fixed income instruments such as US Treasury securities; municipal, corporate or high yield bonds; either in funds or as individual securities
  • Fixed and variable annuities
  • Covered call options on individual securities that you already own
  • Alternative investments such as managed futures, hedge funds, private placements
  • Life insurance: both term and permanent (using either fixed or variable products)
  • Investment accounts can be titled for joint custody, UGMA Custodial, IRA, Roth IRA, trusts, corporations, company pension or profit sharing plans, etc.
Please contact us if you would like to learn more about our unique process or any of the other topics in this section. As part of your evaluation of our investment services, please click here to read our ADV Part II and Schedule F.

Brewer Financial Services, LLC is a subsidiary of the parent company, Brewer Investment Group, LLC. Securities offered through and under the supervision of Brewer Financial Services, LLC, a registered broker dealer and member of FINRA/SIPC. Investment Advisory Services offered through Grossman, Cohen & Diamond, LLC, a member of the Brewer Investment Advisor Network.